Timothy Steeves February 11, 2026
One encouraging sign of stabilization in Florida’s homeowners insurance market is the return of competition. Over the past year, several new insurers have entered the Florida marketplace, expanding options for homeowners and buyers.
Newly active insurance providers include:
More insurers in the market typically means:
While insurance remains highly property-specific in Florida, the expansion of available carriers is a positive development for homeowners and prospective buyers alike.
Stay up to date on the latest real estate trends.
Many housing experts believe tax reform that encourages selling would unlock more inventory.
One important note before we dive in: real estate market data runs approximately one month behind.
The consequences were predictable: inflation ripped to the highest levels in modern American history.
Property tax relief that could free FL homeowners from one of their largest recurring expenses.
With eight years of full-time residential real estate experience in the Naples, Bonita Springs, and Estero markets, Tim has developed an intimate understanding of what drives housing decisions in one of America's fastest-growing regions.